Very helpful link for local newspaper. http://extras.sltrib.com/HomePrices/
Find your zip code and compare.
Or, call me for your Home Equity Evaluation,
Marina Vialtsina
(Realtor)
http://www.usarussiarealty.com/
801-649-5883
801-649-5883
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Marina Vialtsina
Showing posts with label home. Show all posts
Showing posts with label home. Show all posts
Tuesday, October 9, 2007
Sunday, September 30, 2007
Are Home Warranty Plans Worthwhile?
Purchasing a home warranty protection plan is one way to get some peace of mind after buying a home
Buying a home can be an exhilarating experience, but it's rarely inexpensive.
New homeowners often find that the costs don't stop after closing. Dishing out more money on appliances or systems that unexpectedly break or malfunction is part of the home buying game.
However, investing in a home warranty protection plan can be a smart way to save some money.
What does a home warranty protection plan cover?
Home warranty protection plans offer different levels of coverage. Most standard plans guarantee repair or replacement coverage for heating systems and ductwork, plumbing, and electrical systems. Coverage typically also includes major appliances like the dishwasher, stove and range, garbage disposal and water heater. For an additional cost, swimming pool equipment can be included in the policy.
If you anticipate appliances or systems breaking down sooner than later, consider increasing the deductible to make a guaranteed replacement provision more affordable. Increasing your deductible from $500 to $1,000 can reduce premiums.
Most plans do not require inspections of a home's systems or appliances. However, coverage plans vary from state to state, so remember to read the fine print before you commit.
How does a home warranty work?
The homeowner pays the annual premium, and when a repair is needed, the plan's service provider will send an authorized contractor to the site. A small service fee is required - usually between $35 and $50, and normally less than $100 - and the contractor either makes the repairs or determines that the appliance needs to be replaced.
Policies usually last for one year, costing an average of $295 per year for a moderate-size home.
Who pays for a home warranty plan?
Normally the buyer will pay for a warranty plan, but some sellers opt to pay for the coverage themselves because it makes the purchase more attractive to potential buyers. According to the National Home Warranty Association, homes with protection plans sell about 50 percent faster than unprotected homes. Many real estate agents will also give buyers a home warranty as a gift at closing.
What does a home warranty not cover?
Pre-existing conditions are typically not covered under a home warranty. For example, if the water heater hasn't worked properly for some time, don't count on it being covered in the buyer's home warranty plan. Some plans also place limitations on coverage. Items typically not covered include sprinklers, faucet repairs, and permit fees.
Where can I find a home protection plan?
You can find a number of companies that offer insurance for your home by searching online or asking your neighbors, friends or family members.
A few companies that I am familiar with that offer home protection plans are:
American Home Shield - http://www.ahswarranty.com
First American Buyers Protection Corporation - http://homewarranty.firstam.com
Old Republic Home Protection - http://www.orhp.com/homeowners
Buying a home can be an exhilarating experience, but it's rarely inexpensive.
New homeowners often find that the costs don't stop after closing. Dishing out more money on appliances or systems that unexpectedly break or malfunction is part of the home buying game.
However, investing in a home warranty protection plan can be a smart way to save some money.
What does a home warranty protection plan cover?
Home warranty protection plans offer different levels of coverage. Most standard plans guarantee repair or replacement coverage for heating systems and ductwork, plumbing, and electrical systems. Coverage typically also includes major appliances like the dishwasher, stove and range, garbage disposal and water heater. For an additional cost, swimming pool equipment can be included in the policy.
If you anticipate appliances or systems breaking down sooner than later, consider increasing the deductible to make a guaranteed replacement provision more affordable. Increasing your deductible from $500 to $1,000 can reduce premiums.
Most plans do not require inspections of a home's systems or appliances. However, coverage plans vary from state to state, so remember to read the fine print before you commit.
How does a home warranty work?
The homeowner pays the annual premium, and when a repair is needed, the plan's service provider will send an authorized contractor to the site. A small service fee is required - usually between $35 and $50, and normally less than $100 - and the contractor either makes the repairs or determines that the appliance needs to be replaced.
Policies usually last for one year, costing an average of $295 per year for a moderate-size home.
Who pays for a home warranty plan?
Normally the buyer will pay for a warranty plan, but some sellers opt to pay for the coverage themselves because it makes the purchase more attractive to potential buyers. According to the National Home Warranty Association, homes with protection plans sell about 50 percent faster than unprotected homes. Many real estate agents will also give buyers a home warranty as a gift at closing.
What does a home warranty not cover?
Pre-existing conditions are typically not covered under a home warranty. For example, if the water heater hasn't worked properly for some time, don't count on it being covered in the buyer's home warranty plan. Some plans also place limitations on coverage. Items typically not covered include sprinklers, faucet repairs, and permit fees.
Where can I find a home protection plan?
You can find a number of companies that offer insurance for your home by searching online or asking your neighbors, friends or family members.
A few companies that I am familiar with that offer home protection plans are:
American Home Shield - http://www.ahswarranty.com
First American Buyers Protection Corporation - http://homewarranty.firstam.com
Old Republic Home Protection - http://www.orhp.com/homeowners
Friday, September 28, 2007
Good week-Good referrals from my customers
User Rating: Good
by regispcovey 09/27/2007
I would definitely recommend Marina to anyone looking for a realtor to sell their home. Marina is smart, professional, well-respected, and easy to work with. She dedicated time and energy to helping us through the selling process, doing multiple open houses, talking to potential buyers, and ultimately selling our home. Furthermore, she did all of this work while we were across the world in Singapore, keeping us updated by emails, phone calls, and faxes. Thanks, Marina, for all your good work!
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