Last Rates of 2008 - as of 12/29/2008

Mortgage Rates as of 12/10/2008
30-year conventional: Loan $130,000-$175,000---5.00-5.375%
Loan $175,000-$230,000---4.875-5.25%
Loan $230,000 to max ($417,000) --- 4.75-5.125%

30-year FHA: Loan $90,000-130,000 --- 4.75--5.125%
Loan $130,000-170,000 -- 4.75-5.125%
Loan $170,000 to max -- 4.75-5.125%

15-year conventional: Loan $130,000-175,000 -- 4.875-5.25%
Loan $175,000-230,000 -- 4.75-5.125%
Loan $230,000 to max -- 4.75-5.125%

40-year conventional: Loan $130,000-175,000 -- 5.375-5.75%
Loan $175,000-230,000 -- 5.25-5.625%
Loan $230,000 to max -- 5.125-5.50%

30-year conventional jumbo: $417,000-$650,000 -- 5.875-6.25%
15-year conventional jumbo: $417,000-650,000 -- 6.00-6.375%

5/1 Arm cap 5/2/5: $130,000-175,000 -- 5.00-5.375%
$175,000-230,000 -- 5.00-5.375%
$230,000 to max -- 4.875-5.25%

3/1 Arm cap 2&6: 417,000-$650,000 -- 6.125-6.50%
5/1 Jumbo Arm - cap 5/2/5: $417,000 -- 6.25-6.625%